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Welcome to YourLoanGuy.com
How can I help you today? The market here in East County has changed. Most every home is either ON SALE or BANK OWNED. This opportunity means you can find the home you're looking for and get it at an exceptional price. When you decide to buy a home or refinance a mortgage, we've become good at the new market challenges. Market changes and Bank guidelines are changng every day. As "Your Loan Guy" it's my job to keep up with the new lending environment, so when you're ready to get started... call me first... there's a lot of things to talk about.
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust me to know how to get the right loan for you. Investment Homes, VA, FHA, USDA, Jumbo, or Conventional... there's a lot to choose from. Getting the right mortgage loan is not something you do over the phone. If you're motivated to get the keys to your new house! It's my job to help you get there. For more information on Real Estate in this area, visit www.AllBayAreaHomes.com If you're thinking of refinancing in today's market, equity and credit play a very important role.
Is 100% Still Available? That Depends... Although Borrowers can still buy a home for little or no money down in certain scenarios, these type loans are limited to goverment loans. Mostly *FHA, USDA, and VA loans. Guidelines are changing daily and that's why working with a Qualified Mortgage Broker is more important than ever. Before you call on Lawn Signs or meet with a REALTOR, call me to help you understand the numbers. YourLoanGuy is always the first place to start. *FHA requires 3.5% down today for most every loan.
Paul Kelly, "The Loan Guy" Home One Mortgage, 8440 Brentwood Blvd, Suite F, Brentwood, Ca 94513 (925) 516-5791 or email me at PaulKelly@yourloanguy.com
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